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Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.

Your Frugal, Money Saving Websites and Forums a Great Resource for Free Stuff In any economy, it is essential to save money and therefore any way there is to get free stuff is a good way. Many pages online offer help, advice and even coupons on how to save money and be frugal. These websites offer coupons to reduce the grocery or department store bill, send out monthly newsletter with the best moneysaving tips and even direct their visitors to free stuff. Many bigger companies, manufacturers of everyday household items and restaurants offer coupons for reduced price or sometimes free products. Visiting every month all the different manufacturers’ web pages can be very lengthy and proves to be not very efficient. But by visiting one of the sites that cumulate all that information into their web pages, one can save enormous amounts of time and additionally save dollars when shopping. Essentially, when looking for web pages that offer grocery coupons, links to free products and more it is important to make sure that a trustworthy site is entered. On the Internet, viruses and identity theft are a great concern. Of course, many of these online coupon resources require signing up, but it always depends on the information they ask to determine whether a page is fraud or not. In general such pages should not ask for social security numbers, credit card numbers or other account information. They may ask for name, age, telephone number and address. Signing up to one of these wonderful money saving pages is quick and easy. Many of these web pages also offer coupon printers so that the barcode on coupons gets printed legible for the store scanner. Some of the coupons and rebates found on those pages will help the shopper to free products or credit on a store card so that the shopper is able to receive free products at the next shopping trip. There are pages that even offer state customized advice. These pages offer a list of coupons, free products and special offers from certain stores close to the location that was picked as home location. This function offers shoppers the opportunity to exactly know where they are able to get free or reduced products close to home and shoppers do not have to do a lengthy search to find out which stores will accept certain deals and coupons. Some of the pages also offer forums, where other shoppers will post advice or deals that they saw in the area. This is often a great tool to save, since stores will have a reduced sale, a clearance sale after a certain holiday and other shoppers will post where they saw great deals. This way whoever is subscribed to receive alerts from the forum gets to know where great seasonal or short-term deals due to promotions and clearances can be found. The more pages a shopper is a part of, the more deals can be found and the more money can be saved. Money savers are everywhere and with little effort shoppers can save money for college funds, vacations funds or just to have some money for fun. When looking to reduce monthly spending and still trying to stay at a certain standard of living, online resources can be used to just do that. There are many companies, that will offer free trial sizes or regular sizes of new or improved products and to find out about such deals, a subscription to one of the moneysaving websites can help shoppers to more of these free products. It is easy to save money, and the more experienced a shopper gets and the more a shopper learns about saving money with these websites, the more will actually be saved.

Cruise for Free Stuff Anonymously with a Free Privacy Service The World Wide Web is full of freebie offers, but many of these require you to give websites personal information and data. If you don't want your personal information floating around the World Wide Web (and who does want this?), there are some precautions you can take. Do you want to cruise for free stuff without having to worry about giving up your privacy? Here are a few privacy services that can help you cruise the web for freebies without having to worry about giving up any of your personal information. Why Should You Protect Your Privacy? Why should you even bother to use privacy services to cruise the web? There are many reasons why you would want to keep your personal data from being leaked into the World Wide Web. Every time that you are asked to provide personal information, you are at risk for infecting your computer with some kind of virus or spyware. In fact, it is estimated that the majority of all computer systems are infected by spyware. There are many programs that can actually track your keystrokes. This allows hackers and other cyber criminals to gain access to your passwords, bank account numbers and other private information. This puts you at high risk of computer identity theft. You can avoid having to enter personal information by using privacy programs to surf the web. Surf Easy with Anonymizer.com This is a program that allows you to surf the web anonymously. What does this program do? This program protects you by keeping your IP address secure. This means that online tracking software will be unable to track the sites you visit and keep a profile on your online activities. This program allows your connection to be redirected through their own secure servers, thus keeping your online identity hidden and protected. This program uses 128-bit Secure Sockets Layer technology. The program also provides protections against pharming, phishing and spyware websites that seek to invade your computer. Keep Your Privacy with Enonymous What is Enonymous.com, and what can it do to protect your privacy? Enonymous.com offers web surfers the ability to cruise confidently with its own host of free privacy software. This privacy software was created as a way to protect web surfers and consumers right to privacy. The program offers users with privacy policy statements and ratings. The software also helps users choose what kind of personal information they want to divulge before making web purchases. If you are concerned about giving away your name, phone number, email and other personal data, not to mention credit card and bank account numbers, then you will appreciate this software program. For Fast, Free and Totally Private Email, Turn to Hushmail Are you looking for fast, free and private email? If so, Hushmail.com is what you are looking for. This email uses industry standard algorithms that are optimized for the highest level of privacy, authenticity and security. This is one of the best of the free email services if you are concerned about protecting your privacy. All you need to do is to create your own passphrase. The program creates a transparent decryption and encryption system. It is also very user-friendly that allows for easy encryption and decryption of data, and for fast retrieval of a public/private key. ZoneAlarm for the Best in Firewall Protection If you are looking for the best in firewall protection, consider using ZoneAlarm for protecting your PC from invading viruses and spyware. This award-winning program helps shield your computer from incoming attackers, and helps banish already-present invaders. Surf the World Wide Web with confidence with the help of ZoneAlarm.